• Protects your title - your ownership rights - from claims again it. Paid at closing, title insurance may be the responsiblity of the buyer, the seller or both, depending on what is megotiated in your sales contract.
• Title insurance quarantees that the seller has legal and "marketable" title to the property which he or she is selling. Title may be issued for both the buyer and for the lender. 
• A policy that protects you in the event of loss resulting from defects in the title specific to the property.
• Title insurance policies typically insure a homebuyer against any title-search errors or mistakes, and against loss due to disputes over property ownership.  Title insurance can additionally offer protection to the lender under similar circumstance.
• Title insurance covers mistakes made during a title search as well as matters which COULD NOT BE FOUND or discovered in public records.

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